Traveling internationally can be an amazing experience, but it is essential to be prepared for unforeseen circumstances. One crucial aspect of travel preparation is securing the right travel insurance. With numerous options available, finding the best travel insurance in India for 2025 can be challenging. This guide aims to simplify your decision-making process by highlighting which is the best international travel insurance in India, it’s key features and considerations for various destinations.
Why Do You Need an International Travel Insurance?
Travel insurance is essential for covering unexpected events such as medical emergencies, trip cancellations, lost baggage, and more. It provides financial protection and support during uncertainties or any such circumstances, allowing you to travel with confidence.
Key Factors to Consider When Choosing Travel Insurance
When selecting the best travel insurance, consider the following:
1. Coverage:
Ensure the policy covers medical emergencies, trip cancellations, baggage loss, flight delays and other potential risks.
2. Destination Requirements
Some countries, like those in the Schengen area, have specific insurance requirements.
3. Duration of Travel
Choose a plan that aligns with the duration of your trip.
4. Age and Health Conditions
Some policies have age limits or exclusions for pre-existing health and medical conditions.
5. Claim Process
Opt for insurers with a straightforward and efficient claim process.
Top Travel Insurance Providers in India for 2025
| Provider | Key Features |
| Multimoney Forex In Partnership With ICICI Lombard International Travel Insurance | ICICI Lombard’s travel insurance provides robust medical coverage for sudden illness, accidents, and emergency evacuations. Pre-existing disease coverage, personal accident protection and COVID-19 hospitalization are included. |
| Tata AIG Travel Guard | Coverage for accidents, sickness, baggage loss, and travel disruptions ensures peace of mind abroad. Affordable plans with COVID-19 cover and instant policy purchase offer great value. |
| HDFC ERGO My Travel Suraksha | HDFC ERGO Explorer Travel Insurance offers coverage with up to 21 benefits, including medical and dental emergencies, baggage mishaps, and in-trip crises. Customers can enjoy features like Schengen approval, competitive premiums and 24/7 assistance. |
| Bajaj Allianz Global Travel Insurance | Travel confidently with 24/7 support, ensuring assistance is always available for any unexpected situations during your trip |
| Niva Bupa Travel Assure Plan | This plan offers extensive protection, including up to $500,000 for overseas hospitalization and coverage for pre-existing conditions. Travel worry-free with dental treatment and baggage loss benefits |
| Reliance Travel Care Insurance | Reliance Travel Care offers protection for international trips, covering medical needs, baggage issues, and travel disruptions. Enjoy peace of mind with benefits. |
| IFFCO Tokio Travel Protector Plan | Specialized coverage for adventure sports, protection against trip curtailment and premium options. |
Best Travel Insurance for Specific Destinations
For the USA- (which travel insurance is best for USA from India)
Traveling to the USA requires comprehensive coverage due to high medical costs. Finding “which is the best travel insurance for usa?” could be overwhelming, but plans like Atlas America and Patriot America Plus Insurance are recommended for their extensive coverage, especially for senior travelers.
For Canada- (which travel insurance is best for Canada from India)
When visiting Canada, ensure your policy covers medical emergencies, trip cancellations, and baggage loss. Providers like HDFC ERGO and Multimoney Travel Protect Program in partnership with ICICI Lombard, offer suitable plans for Canadian travel.
For Schengen countries- (which travel insurance is best for schengen visa)
Schengen visa requirements mandate a minimum coverage of €30,000. Policies from Bajaj Allianz meet these criteria, providing comprehensive coverage for European travel.
Why Choose Multimoney Travel Protect Program for International Travel Insurance?
Multimoney Forex stands out for its customer-centric approach and comprehensive travel insurance solution. The Travel Protect Program is powered by ICICI Lombard. Here’s why you should consider us:
- Customized Plans: Tailored insurance options to suit different travel needs and destinations.
- Competitive Pricing: Affordable premiums without compromising on coverage.
- 24/7 Support: Round-the-clock customer service to assist you during emergencies.
- Easy Purchase Process: Seamless online process for quick and hassle-free policy acquisition. You can visit the nearest branch too. Let’s explore the process:
- Submit your request online or visit our branch
- Provide details of travel – dates, location and reason
- Submit the required documents under the guidelines and make payment
- Get your policy issued by our partner and shared via email
- Get remote support 24/7 in case of need
For more details, visit Multimoney Forex Travel Insurance Services.
Final Say
Selecting the best international travel insurance company in India or the best overseas travel insurance in India is crucial for a safe and stress-free journey. By considering your destination, travel duration, and specific needs, you can choose a policy that offers comprehensive protection. Providers like Multimoney Forex offer tailored solutions to ensure you travel with confidence.