A forex card is one of the most secure and convenient ways to carry foreign currency while traveling abroad. But what happens when you run low on funds mid-trip? That’s where the ability to reload your forex card online comes in handy.
In this informative guide, we will explain exactly how to reload a forex card online, address common questions like how long it takes and what charges may apply, and help you make smarter choices while managing your travel money.
What is Forex Card?
A forex card (or travel card) is a prepaid card that you can use to make payments in foreign currency. It works like a debit card that is preloaded with the currency of the destination country or the countries you are travelling to. Once you exhaust the balance, you can reload it online without visiting a branch.
✅ Popular among students, tourists and business travelers, forex cards help avoid currency exchange hassles and save on conversion charges.
Why Choose a Reloadable Forex Card?
Reloadable travel cards offer multiple benefits:
| Feature | Benefit |
| Multi-currency support | Load multiple currencies on one card |
| Lock-in exchange rate | Protects against fluctuating foreign currency exchange rates |
| Safer than cash | It is pin-protected and easy to block if lost |
| Accepted globally | Use at POS, ATMs and for online payments or transactions |
| Online reloading | No need to visit a bank or agent |
How to Reload Forex Card Online?
A common question travelers have is “How to reload a forex card?” Well, reloading your forex card online is simple and quick and can be done in a few minutes without much hassle. Here are the basic steps of how to load a forex card online:
Step-by-Step Process
1. Visit the Forex Provider’s Website
Go to your forex provider’s official site.
2. Login to Your Account
Use your registered email or mobile number to log in.
3. Select Your Card
Choose the forex card you wish to reload.
4. Enter Reload Amount
Specify the amount and the currency.
5. Upload Required Documents
Only needed in some cases, like large or big transactions or KYC updates
6. Make Payment
Use net banking, UPI, debit card or even a credit card in some cases.
7. Confirmation & Receipt
You will receive an email/SMS confirmation once the reload is successful.
How Much Time Does It Take To Reload Forex Cards?
Typically, a forex card is reloaded within 4 to 24 hours, depending on your provider. Some service providers make the process smoother with an instant or within 2 hours facility if done during working hours.
? Tip: Reload during business hours for fastest processing.
How Much Money Can Be Loaded In Forex Card
According to RBI’s Liberalized Remittance Scheme (LRS), you can load up to USD 250,000 per financial year per individual for business, tourism or educational purposes. Please Note: These limits include all foreign remittances combined, not just forex card loads.
Forex Card Loading Charges
The forex card loading charges vary by provider, from some offering free reloads to a minimum reload fee of Rs. 50 to up to Rs. 500. Always check the fine print for GST and hidden charges.
Can We Load Forex Card With Credit Card?
While most providers accept net banking and debit cards, some also accept credit card payments for added convenience. However, credit card loads may incur cash advance fees and higher interest, so use them wisely.
How Many Forex Cards Can I Have?
There’s no hard limit on the number of forex cards you can hold. However, most users stick to 1-2 cards for easier management. It’s a good idea to have a backup forex card in case one is lost or damaged.
Additional Tips for Reloading Your Forex Card
- Keep scanned KYC docs handy to avoid delays.
- Enable SMS/email alerts for successful reload notifications.
- Avoid reloading late at night or on holidays.
Use a provider like Multimoney Forex with quick reload times and low charges.
Final Say
Having the ability to reload your forex card online gives you freedom and control over your travel finances. Whether you are a frequent flyer or a first-time traveler, knowing how to recharge travel cards efficiently saves time, stress, and money.
Stick with trusted services like Multimoney Forex, keep track of exchange rates, and always be prepared. Happy travels!